{"topic":{"id":15156,"title":"有无門友一起去 HK 开户？","slug":"topic","categoryId":4,"createdAt":"2025-10-03 06:08:45.518231","bumpedAt":"2025-10-21 06:47:51.974416","views":426,"postsCount":19,"highestPostNumber":19,"likeCount":15,"closed":false,"pinned":false,"pinnedGlobally":false,"pinnedAt":null,"pinnedUntil":null,"isBanner":false,"excerpt":"看了門友和很多网上的教程，但是毕竟没有出过境，很多东西不太懂，想找个人一起去开。 BOCHK HSBC ZA Standard Chartered? OCBC? Long bridge? Tiger? Futubull?","deletedAt":null,"isAnonymous":false,"category":{"id":4,"name":"谈笑风生","slug":"general","color":"25AAE2"},"author":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif"},"tags":[]},"posts":[{"id":66521,"postNumber":1,"raw":"看了門友和很多网上的教程，但是毕竟没有出过境，很多东西不太懂，想找个人一起去开。\n\nBOCHK\nHSBC\nZA\n\nStandard Chartered?\nOCBC?\nLong bridge?\nTiger?\nFutubull?","cooked":"

看了門友和很多网上的教程，但是毕竟没有出过境，很多东西不太懂，想找个人一起去开。

BOCHK
\nHSBC
\nZA

Standard Chartered?
\nOCBC?
\nLong bridge?
\nTiger?
\nFutubull?

\n","createdAt":"2025-10-03 06:08:45.628517","updatedAt":"2025-10-03 06:11:00.549877","replyToPostNumber":null,"replyCount":0,"likeCount":2,"wordCount":50,"liked":false,"bookmarked":false,"polls":[],"reactions":[{"reaction":"😰️","count":1,"users":[{"id":200,"username":"Srotseiticar","name":null}],"hasReacted":false},{"reaction":"❤️","count":2,"users":[{"id":200,"username":"Srotseiticar","name":null},{"id":7550,"username":"sumire","name":"アイラちゃん"}],"hasReacted":false}],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":66527,"postNumber":2,"raw":"申了高才，准备等身份证办下来了再去开","cooked":"

申了高才，准备等身份证办下来了再去开

\n","createdAt":"2025-10-03 07:52:23.884563","updatedAt":"2025-10-03 07:52:23.884563","replyToPostNumber":null,"replyCount":1,"likeCount":2,"wordCount":18,"liked":false,"bookmarked":false,"polls":[],"reactions":[{"reaction":"❤️","count":2,"users":[{"id":5151,"username":"Soyo34325","name":"Soyo34325"},{"id":7550,"username":"sumire","name":"アイラちゃん"}],"hasReacted":false}],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":2902,"username":"1313","name":"ᐕ)ﾉ","avatarUrl":"/uploads/image/54/54/5454f44e713b53c012953b2de450d2539979427ce4ccbd5683c76257f88ee733.avif","admin":false,"moderator":false,"signatureRaw":"[right]好吧。[/right]","signatureCooked":"

好吧。

"}},{"id":66532,"postNumber":3,"raw":"好奇有什么需求，我手里有 boc hsbc hsb mox za。当初为了信用卡羊毛办的，后来发现在内地没啥用途…还得定期互相转账保活，以及现在外汇管制，往卡里转钱都战战兢兢（","cooked":"

好奇有什么需求，我手里有 boc hsbc hsb mox za。当初为了信用卡羊毛办的，后来发现在内地没啥用途…还得定期互相转账保活，以及现在外汇管制，往卡里转钱都战战兢兢（

\n","createdAt":"2025-10-03 09:19:44.87166","updatedAt":"2025-10-03 09:19:44.87166","replyToPostNumber":null,"replyCount":1,"likeCount":0,"wordCount":72,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":299,"username":"sola","name":null,"avatarUrl":null,"admin":false,"moderator":false,"signatureRaw":null,"signatureCooked":null}},{"id":66533,"postNumber":4,"raw":"听某位神秘业内人士说\n大湾区/北上/沿海某些省份户口比较好开\n别的容易被拒绝或者审核","cooked":"

听某位神秘业内人士说
\n大湾区/北上/沿海某些省份户口比较好开
\n别的容易被拒绝或者审核

\n","createdAt":"2025-10-03 09:54:08.853828","updatedAt":"2025-10-03 09:54:08.853828","replyToPostNumber":null,"replyCount":1,"likeCount":0,"wordCount":40,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":5151,"username":"Soyo34325","name":"Soyo34325","avatarUrl":"/uploads/image/9d/e5/9de500d3afb55c0fe71e319832f2af75532222efe94bd3de9aea21f0f5c55707.avif","admin":false,"moderator":false,"signatureRaw":"ぜーんぶ弾けなーい！","signatureCooked":"

ぜーんぶ弾けなーい！

\n"}},{"id":66534,"postNumber":5,"raw":"高才影响开户吗？\n\nhttps://www.gov.hk/tc/nonresidents/visarequire/visasentrypermits/applyttps.htm\n\n > 由申請人現時工作單位或內地有關機關簽發的赴港工作同意書（見 ID(C) 1026 的附件）［只適用於內地居民］\n\n兄弟你准备 run 了吗？","cooked":"

高才影响开户吗？

\n\n

\n
由申請人現時工作單位或內地有關機關簽發的赴港工作同意書（見 ID(C) 1026 的附件）［只適用於內地居民］
\n

兄弟你准备 run 了吗？

\n","createdAt":"2025-10-03 10:31:04.012856","updatedAt":"2025-10-03 11:18:09.408452","replyToPostNumber":2,"replyCount":2,"likeCount":0,"wordCount":63,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":66535,"postNumber":6,"raw":"从业人员学习行业先进企业经验","cooked":"

从业人员学习行业先进企业经验

\n","createdAt":"2025-10-03 10:31:35.672908","updatedAt":"2025-10-03 10:53:05.304898","replyToPostNumber":3,"replyCount":0,"likeCount":1,"wordCount":14,"liked":false,"bookmarked":false,"polls":[],"reactions":[{"reaction":"hugging_face_exploding_head","count":1,"users":[{"id":299,"username":"sola","name":null}],"hasReacted":false},{"reaction":"❤️","count":1,"users":[{"id":299,"username":"sola","name":null}],"hasReacted":false}],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":66536,"postNumber":7,"raw":"是哪些行会拒","cooked":"

是哪些行会拒

\n","createdAt":"2025-10-03 10:32:04.452838","updatedAt":"2025-10-03 10:32:04.452838","replyToPostNumber":4,"replyCount":1,"likeCount":0,"wordCount":6,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":66539,"postNumber":8,"raw":"其实润 hk 性价比不高~~，申着玩的~~\n有香港身份证的话会好开一点","cooked":"

其实润 hk 性价比不高~~，申着玩的~~
\n有香港身份证的话会好开一点

\n","createdAt":"2025-10-03 11:23:11.327666","updatedAt":"2025-10-03 11:23:11.327666","replyToPostNumber":5,"replyCount":0,"likeCount":0,"wordCount":28,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":2902,"username":"1313","name":"ᐕ)ﾉ","avatarUrl":"/uploads/image/54/54/5454f44e713b53c012953b2de450d2539979427ce4ccbd5683c76257f88ee733.avif","admin":false,"moderator":false,"signatureRaw":"[right]好吧。[/right]","signatureCooked":"

好吧。

"}},{"id":66540,"postNumber":9,"raw":"不知道业内人士是 BOC 的柜员\n我自己是某内陆省户口，开 BOC 被拒绝了\n另外一个户口北京的同僚汇丰和 BOC 都过了","cooked":"

不知道业内人士是 BOC 的柜员
\n我自己是某内陆省户口，开 BOC 被拒绝了
\n另外一个户口北京的同僚汇丰和 BOC 都过了

\n","createdAt":"2025-10-03 11:54:24.998785","updatedAt":"2025-10-03 11:55:59.45587","replyToPostNumber":7,"replyCount":1,"likeCount":0,"wordCount":47,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":5151,"username":"Soyo34325","name":"Soyo34325","avatarUrl":"/uploads/image/9d/e5/9de500d3afb55c0fe71e319832f2af75532222efe94bd3de9aea21f0f5c55707.avif","admin":false,"moderator":false,"signatureRaw":"ぜーんぶ弾けなーい！","signatureCooked":"

ぜーんぶ弾けなーい！

\n"}},{"id":66911,"postNumber":10,"raw":"[grid mode=\"tile\"]\n![image|666x500](/uploads/image/3f/5b/3f5b4c0f0fe680a6f2e2bbdede7908b27b6a7330e700684ad602a30394df0f12.avif)\n![image|690x326](/uploads/image/7b/b0/7bb0851e4ee986d193e2cdd420cac8efa59a22a9c10f738c8c98e610c1dcb763.avif)\n[/grid]","cooked":"

$\"image\"$
\n $\"image\"$

\n","createdAt":"2025-10-13 12:16:18.697254","updatedAt":"2025-10-13 12:16:18.697254","replyToPostNumber":null,"replyCount":2,"likeCount":4,"wordCount":5,"liked":false,"bookmarked":false,"polls":[],"reactions":[{"reaction":"❤️","count":4,"users":[{"id":299,"username":"sola","name":null},{"id":1835,"username":"Dusk","name":"夕大画家"},{"id":2902,"username":"1313","name":"ᐕ)ﾉ"},{"id":7550,"username":"sumire","name":"アイラちゃん"}],"hasReacted":false}],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":66917,"postNumber":11,"raw":"我今天也刷到这个了🤣","cooked":"

我今天也刷到这个了🤣

\n","createdAt":"2025-10-13 13:10:06.634933","updatedAt":"2025-10-13 13:10:06.634933","replyToPostNumber":10,"replyCount":0,"likeCount":0,"wordCount":10,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":2902,"username":"1313","name":"ᐕ)ﾉ","avatarUrl":"/uploads/image/54/54/5454f44e713b53c012953b2de450d2539979427ce4ccbd5683c76257f88ee733.avif","admin":false,"moderator":false,"signatureRaw":"[right]好吧。[/right]","signatureCooked":"

好吧。

"}},{"id":67226,"postNumber":12,"raw":"如果你不是长期在 HK 生活工作的话，高才其实也就是个大号两年旅游签。\n外资银行，如 HSBC、Citi、SC 这类的，可以只留存 HKID，这样 CRS 不会同步给大陆，但是 RM 对你做开户 KYC 的时候，大概率会让你出示在 HK 的地址证明、有工资入账的结单等。\n中资银行，如 BOCHK、信银国际、招商永隆这类的，也可以把 HKID 作为开户证件，但是因为你不是永居，所以 CRS 必须同时申报 HKID+CNID，这样账户的信息会同步给大陆，存在送中风险。\n（以上是线下开留存签名的全功能账户的情况，线上开的那种可能会有漏网之鱼或 KYC 不充分的情况，账户可能会被要求线下再去补充材料、或被检视冻结）\n虚拟银行，纯看运气，可以只留 HKID 的信息，有无缘无故被冻结封号的风险（例如 ant bank 有大量的受害者，我自己的账户也被封过将近半年）。大多数情况都是拿 za bank 来虚拟币提现，把钱洗干净。","cooked":"

如果你不是长期在 HK 生活工作的话，高才其实也就是个大号两年旅游签。
\n外资银行，如 HSBC、Citi、SC 这类的，可以只留存 HKID，这样 CRS 不会同步给大陆，但是 RM 对你做开户 KYC 的时候，大概率会让你出示在 HK 的地址证明、有工资入账的结单等。
\n中资银行，如 BOCHK、信银国际、招商永隆这类的，也可以把 HKID 作为开户证件，但是因为你不是永居，所以 CRS 必须同时申报 HKID+CNID，这样账户的信息会同步给大陆，存在送中风险。
\n（以上是线下开留存签名的全功能账户的情况，线上开的那种可能会有漏网之鱼或 KYC 不充分的情况，账户可能会被要求线下再去补充材料、或被检视冻结）
\n虚拟银行，纯看运气，可以只留 HKID 的信息，有无缘无故被冻结封号的风险（例如 ant bank 有大量的受害者，我自己的账户也被封过将近半年）。大多数情况都是拿 za bank 来虚拟币提现，把钱洗干净。

\n","createdAt":"2025-10-20 17:03:12.29722","updatedAt":"2025-10-20 17:03:12.29722","replyToPostNumber":5,"replyCount":0,"likeCount":4,"wordCount":323,"liked":false,"bookmarked":false,"polls":[],"reactions":[{"reaction":"❤️","count":4,"users":[{"id":299,"username":"sola","name":null},{"id":346,"username":"hoist","name":null},{"id":1835,"username":"Dusk","name":"夕大画家"},{"id":5151,"username":"Soyo34325","name":"Soyo34325"}],"hasReacted":false}],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":7876,"username":"lllvcs","name":"lllvcs","avatarUrl":"/uploads/image/59/ee/59ee0c7084c0a74aecfb749f104cfb76587d5a84825ab2bf9f146c16dc4ea51d.avif","admin":false,"moderator":false,"signatureRaw":null,"signatureCooked":null}},{"id":67227,"postNumber":13,"raw":"你是不是姓名只有两个字？或者是撞到敏感名字、黑名单了？\n这种只能在线下软磨硬泡找 RM 开户了","cooked":"

你是不是姓名只有两个字？或者是撞到敏感名字、黑名单了？
\n这种只能在线下软磨硬泡找 RM 开户了

\n","createdAt":"2025-10-20 17:06:04.855043","updatedAt":"2025-10-20 17:06:04.855043","replyToPostNumber":9,"replyCount":1,"likeCount":0,"wordCount":43,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":7876,"username":"lllvcs","name":"lllvcs","avatarUrl":"/uploads/image/59/ee/59ee0c7084c0a74aecfb749f104cfb76587d5a84825ab2bf9f146c16dc4ea51d.avif","admin":false,"moderator":false,"signatureRaw":null,"signatureCooked":null}},{"id":67233,"postNumber":14,"raw":"不是，我三个字😂\n汇丰开成功了","cooked":"

不是，我三个字😂
\n汇丰开成功了

\n","createdAt":"2025-10-21 01:39:59.668768","updatedAt":"2025-10-21 01:39:59.668768","replyToPostNumber":13,"replyCount":1,"likeCount":0,"wordCount":14,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":5151,"username":"Soyo34325","name":"Soyo34325","avatarUrl":"/uploads/image/9d/e5/9de500d3afb55c0fe71e319832f2af75532222efe94bd3de9aea21f0f5c55707.avif","admin":false,"moderator":false,"signatureRaw":"ぜーんぶ弾けなーい！","signatureCooked":"

ぜーんぶ弾けなーい！

\n"}},{"id":67235,"postNumber":15,"raw":"BOCHK 是线上开户，提交完提示需要审查，过了几天发短信说被拒的那种情况？","cooked":"

BOCHK 是线上开户，提交完提示需要审查，过了几天发短信说被拒的那种情况？

\n","createdAt":"2025-10-21 03:58:19.884844","updatedAt":"2025-10-21 03:58:19.884844","replyToPostNumber":14,"replyCount":1,"likeCount":0,"wordCount":33,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":7876,"username":"lllvcs","name":"lllvcs","avatarUrl":"/uploads/image/59/ee/59ee0c7084c0a74aecfb749f104cfb76587d5a84825ab2bf9f146c16dc4ea51d.avif","admin":false,"moderator":false,"signatureRaw":null,"signatureCooked":null}},{"id":67238,"postNumber":16,"raw":"是的！\n![IMG_7693|690x327](/uploads/image/fa/fb/fafbebf9f61ab820b064107c93a5dc6d857b477b647c9cc19f9dead53ea2aa0e.avif)","cooked":"

是的！
\n $\"IMG_7693\"$

\n","createdAt":"2025-10-21 05:32:53.08044","updatedAt":"2025-10-21 05:32:53.08044","replyToPostNumber":15,"replyCount":1,"likeCount":0,"wordCount":4,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":5151,"username":"Soyo34325","name":"Soyo34325","avatarUrl":"/uploads/image/9d/e5/9de500d3afb55c0fe71e319832f2af75532222efe94bd3de9aea21f0f5c55707.avif","admin":false,"moderator":false,"signatureRaw":"ぜーんぶ弾けなーい！","signatureCooked":"

ぜーんぶ弾けなーい！

\n"}},{"id":67239,"postNumber":17,"raw":"这种只能预约去线下分行开户了，大概率是上传的证件照片不清晰，或者英文名字撞到黑名单了 :joy:","cooked":"

这种只能预约去线下分行开户了，大概率是上传的证件照片不清晰，或者英文名字撞到黑名单了 😂

\n","createdAt":"2025-10-21 06:47:06.183985","updatedAt":"2025-10-21 06:47:06.183985","replyToPostNumber":16,"replyCount":1,"likeCount":2,"wordCount":43,"liked":false,"bookmarked":false,"polls":[],"reactions":[{"reaction":"❤️","count":2,"users":[{"id":1835,"username":"Dusk","name":"夕大画家"},{"id":5151,"username":"Soyo34325","name":"Soyo34325"}],"hasReacted":false}],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":7876,"username":"lllvcs","name":"lllvcs","avatarUrl":"/uploads/image/59/ee/59ee0c7084c0a74aecfb749f104cfb76587d5a84825ab2bf9f146c16dc4ea51d.avif","admin":false,"moderator":false,"signatureRaw":null,"signatureCooked":null}},{"id":67240,"postNumber":18,"raw":"ZA 内地户口开的户好像不能直接买币","cooked":"

ZA 内地户口开的户好像不能直接买币

\n","createdAt":"2025-10-21 06:47:24.576691","updatedAt":"2025-10-21 06:47:24.576691","replyToPostNumber":10,"replyCount":0,"likeCount":0,"wordCount":16,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":5151,"username":"Soyo34325","name":"Soyo34325","avatarUrl":"/uploads/image/9d/e5/9de500d3afb55c0fe71e319832f2af75532222efe94bd3de9aea21f0f5c55707.avif","admin":false,"moderator":false,"signatureRaw":"ぜーんぶ弾けなーい！","signatureCooked":"

ぜーんぶ弾けなーい！

\n"}},{"id":67241,"postNumber":19,"raw":"谢谢 l 老师，我准备寒假再去一趟，再加上我汇丰的密码函一直没有收到（","cooked":"

谢谢 l 老师，我准备寒假再去一趟，再加上我汇丰的密码函一直没有收到（

\n","createdAt":"2025-10-21 06:47:51.974416","updatedAt":"2025-10-21 06:47:51.974416","replyToPostNumber":17,"replyCount":0,"likeCount":0,"wordCount":33,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":5151,"username":"Soyo34325","name":"Soyo34325","avatarUrl":"/uploads/image/9d/e5/9de500d3afb55c0fe71e319832f2af75532222efe94bd3de9aea21f0f5c55707.avif","admin":false,"moderator":false,"signatureRaw":"ぜーんぶ弾けなーい！","signatureCooked":"

ぜーんぶ弾けなーい！

\n"}}],"hasMore":false,"lastReadPostNumber":15,"hasUrlPostNumber":true}